The Stoic Investor

My Journey to Becoming an Enlightened Investor

Why I Fired My Bank

Recently, after doing business with a large, well-known financial institution for several years, I decided to end our relationship.  One of us wasn’t living up to the others expectations.  So, after ten years of banking at the same place I decided to move my accounts elsewhere.  To fully understand my decision, I need to give you a little background. Read the rest of this entry »

Homeownership Costs Reduced, Again

I’ve been very fortunate with the experiences I’ve had with buying my first foreclosure property and all of the savings in housing costs that came with it.  Honestly, I think the decision to purchase this property ranks a close second to my decision to pay off all my debt a few years ago.  The difference in cash flow alone has been huge.  Last week I received my property tax bill and was delighted to find that it had been lowered from last years bill by a little over $600.00.

When I covered housing costs in a previous post, it’s easily noticeable that  property taxes were by far my biggest expense in homeownership, to have this expense reduced is a trend in the right direction.

To be fair, I also need to report that I had an increase in my insurance premium for the year by $169.00.  This reduces the overall savings gained from the reduced property tax, but is still an overall savings in my favor.  I’m currently looking at options to have my insurance premium reduced.

A short and sweet post today, just trying to get back into the groove of writing.  There is still much I want to share…

Autumn Reflections

It seems like it wasn’t long ago when I was welcoming the coming of spring, now here we are with winter knocking on the door, at least that is the case in my part of the world.  As I sit typing this, enjoying my morning coffee and looking out the window, I get a first hand view each morning of the sunrise. Read the rest of this entry »

How To Play The Economy In Your Favor

The Great Recession.  Scary sounding eh?  I’m guessing it is the little brother of The Great Depression.  I’m curious as to how much has been written about The Great Recession.  Google tells me it’s a lot.  Were you impacted by The Great Recession?  Negatively or positively?  Is the latter even possible? I’m here to convince you it is… Read the rest of this entry »

How Do You Define Success?

“A thinker sees his own actions as experiments and questions–as attempts to find out something. Success and failure are for him answers above all.”  Nietzsche

Success.  For the longest time I defined it by some outward achievement.  I was sold on the idea that an abundance of material goods and the money to pay for it all would forever hold my place as a “success”.  Some ideas die hard, brutal, gut-wrenching deaths.  Some ideas do not want to die, but die they must if we are to become something else. Read the rest of this entry »


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